Estate planning problems rarely announce themselves — until it’s too late. A single consultation with Morgan Legal Group turns uncertainty into a documented, legally sound plan built for New York State.
What One Appointment Actually Solves
A coordinated New York estate plan addresses four distinct legal problems at once:
| Problem | Solution | Governing Law |
|---|---|---|
| Who inherits? Intestacy leaves strangers deciding | Will with proper execution | EPTL §3-2.1 |
| Probate delays and public exposure | Revocable living trust | EPTL Article 7 |
| No one can manage finances if you’re incapacitated | Durable Power of Attorney | GOL §5-1513 |
| No one can direct your medical care | Health Care Proxy | NY Public Health Law Art. 29-C |
A Word on New York’s Estate Tax Cliff
New York’s 2026 basic exclusion is $7,350,000 — but estates exceeding $7,717,500 (the 105% cliff) lose the entire exemption and are taxed from dollar one at rates up to 16%. Gifts within 3 years of death are added back. If your estate is near that range, the appointment is not optional. See our NY estate tax guide for planning strategies.
One Plan. Statewide.
Morgan Legal Group serves clients across New York — NYC boroughs, Long Island, Westchester, the Hudson Valley, and Upstate communities. Every plan we build is coordinated across all four documents so nothing falls through the cracks. Learn more in our NY statewide guide.
Schedule your 30-minute consultation with Russel Morgan, Esq.
Further reading from Morgan Legal Group: why estate planning is so important.